Business insurance solutions for Australian businesses of all sizes. From property and public liability to business interruption, cyber and professional indemnity, AMC Insurance Brokers helps you explore cover suited to your operations.
| START A QUOTE Looking for Business Insurance? Let's Find the Right Cover for You.Whether you're starting a new business, renewing an existing policy or looking to review your current insurance, AMC Insurance Brokers can help you explore suitable cover. We can help you:
Not sure where to start? You don't need to know exactly which insurance policy you need. Simply tell us a little about your business, and we'll help you work through your options. |
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BUSINESS INSURANCE SOLUTIONS
Different businesses face different risks. Explore common insurance options available to Australian businesses, from protecting physical assets to managing liability and operational exposures.
OUR APPROACH
Arranging business insurance involves more than choosing a policy and paying a premium. Understanding the risks associated with your operations can help you make more informed decisions about the cover you arrange.
01Tell Us About Your BusinessWe start by understanding what your business does, the assets you rely on, your operations and the insurance requirements you may have. | 02Explore Your Insurance OptionsWe can approach suitable insurers, review available quotations and help explain relevant cover options, exclusions and policy differences. | 03Ongoing Broker SupportFrom policy changes and renewals to assistance during the claims process, AMC Insurance Brokers is available to help as your insurance needs evolve. |
UNDERSTANDING YOUR COVER OPTIONS
Business insurance isn't necessarily a single policy. Depending on your operations, a business insurance package can combine selected types of cover to address property damage, liability, theft and other business risks.
Property DamageCover for certain insured loss or damage to business premises, contents, stock and other insured property. | Business InterruptionCover for certain lost income and additional operating expenses following an insured interruption, subject to policy conditions. | Theft & MoneySelected cover for theft of insured business property, stock or money, subject to security conditions, limits and exclusions. | Public & Products LiabilityCover for certain legal liabilities arising from third-party injury or property damage connected with insured business activities or products. |
Glass & SignageCover for specified accidental breakage of insured glass, including shopfront windows, internal glass and signage where included. | Machinery BreakdownCover may be available for certain sudden and unforeseen breakdowns of insured machinery and equipment. | Electronic EquipmentSelected cover for insured damage or breakdown involving computers, electronic equipment and other specified business technology. | General PropertyCover options for portable business property, including tools, laptops and equipment used away from your premises. |
Goods in TransitCover may be available for specified loss or damage to insured goods while being transported, subject to the applicable policy. | Employee DishonestySelected cover for direct financial losses arising from specified fraudulent or dishonest acts by employees, subject to policy conditions. | Tax AuditCover may be available for certain professional fees incurred when responding to an audit or investigation by the Australian Taxation Office (ATO) or other eligible government authorities, subject to policy terms, limits and exclusions. | Deterioration of StockCover may be available for the loss or deterioration of perishable stock, resulting from specified events including refrigeration equipment breakdown or temperature changes, subject to policy terms, limits and exclusions. |
Cyber InsuranceDesigned to help protect your business from the financial impact of computer hacking or a data breach. | Management LiabilityCover for certain claims and financial losses arising from business management activities, including employment disputes, directors' and officers' liability, employee dishonesty and specified statutory liabilities, subject to policy terms and exclusions. | Workers Compensation CoverIf you’re a business owner, it’s easy to assume that accidents won’t happen at your workplace. Employers are required by law to take steps to ensure their workplaces are safe. This includes having workers’ compensation insurance for all their employees. | Corporate Travel InsuranceCan protect your business from financial loss associated with situations such as overseas health emergencies, flight cancellations or lost and stolen baggage. |
Cover availability depends on the insurer, policy and business activities. Not all sections are included automatically. Some covers, including cyber, professional indemnity and management liability, may require separate policies.
The information on this page is general in nature and does not take into account your objectives, financial situation or needs. Before deciding whether to acquire any insurance product, consider whether it is appropriate for your circumstances and read the relevant Product Disclosure Statement (PDS), where one is required, and policy documentation.
Insurance cover is subject to the terms, conditions, exclusions, limits and excesses of the relevant policy. The availability of cover and acceptance of any claim are determined by the insurer in accordance with the policy terms and applicable law.
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