Trades & Contractors Insurance Brokers
Insurance for Australian tradies, subcontractors and contracting businesses, with cover options for public liability, tools, vehicles, equipment and the risks associated with your work.
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INSURANCE FOR TRADIES & CONTRACTORS
Trades & Contractors Insurance: More Than Just Public Liability
Working in the trades and construction industry comes with risks that extend beyond the job itself. From accidental property damage and third-party injuries to stolen tools, damaged equipment and unexpected project interruptions, an uninsured loss can have significant financial consequences for your business.
Whether you're a self-employed electrician, plumber, carpenter, builder or subcontractor, the insurance you may need depends on the type of work you perform, where you operate, the equipment you use and the contractual obligations you have.
Public liability insurance is an important consideration for many tradespeople, but it may not address every exposure. Depending on your operations, you may also need to consider portable tools insurance, contract works, commercial motor, plant and equipment, or professional indemnity insurance.
At AMC Insurance Brokers, we help tradespeople and contractors assess their business activities, understand the cover options available and consider insurance arrangements suited to their individual risks.
From the tools you use to the projects you undertake, having the right insurance considerations in mind can help you manage the risks of running your business.
Your LiabilityConsidering your exposure to claims involving third-party personal injury, property damage and liability arising from your business activities. | Your Tools & EquipmentExploring insurance options for the tools, machinery and equipment you rely on, including selected risks while working across different locations. | Projects & OperationsConsidering the financial risks associated with contract works, vehicles, employees and interruptions to your business following insured events. |
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COVERAGE DETAILS
What Can Trades & Contractors Insurance Cover?
The types of insurance available to tradespeople and contractors depend on the nature of their work, business activities and insurer underwriting requirements.
Public & Products LiabilityCover for certain legal liabilities arising from third-party personal injury or property damage connected with your business activities or products, subject to policy terms. | Tools & Portable EquipmentCover may be available for theft, accidental damage or loss of insured tools and portable equipment, including at worksites or in transit where insured. | Contract Works InsuranceCover for certain insured loss or damage to building works, construction materials and project property during construction, subject to policy conditions. | Commercial Motor InsuranceCover options for work utes, vans, trucks and other commercial vehicles, including accidental damage, theft and third-party property damage, depending on the policy. |
Plant & Equipment InsuranceCover may be available for insured mobile plant, machinery and equipment against specified damage, theft, breakdown or other selected risks. | Professional Indemnity InsuranceCover for certain claims arising from alleged negligent professional advice, design, specification or other professional services, where those activities are insured. | Personal Accident & SicknessSelected policies may provide benefits for eligible accidental injury or sickness that prevents an insured person from working, subject to waiting periods, benefit limits and exclusions. | Business Property & InterruptionCover for insured damage to workshops, business contents or stock, with business interruption cover potentially available for certain resulting financial losses. |
Coverage descriptions are general information only. Availability, limits, excesses, exclusions and claims conditions vary by insurer and policy. Not all covers are included in a single insurance package.
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TARGET MARKET
Who do we help?
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Work in a Trade or Contracting Business Like These?
Whether you're arranging insurance for a new trade business, reviewing an existing policy or taking on larger projects, AMC Insurance Brokers can help you explore cover options relevant to your work, equipment and contractual requirements.
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OUR COMMITMENT TO YOU
Why choose AMC Insurance Brokers?
Insurance shouldn't be complicated, time-consuming or leave you wondering whether you've made the right choice. At AMC Insurance Brokers, we make arranging and managing your insurance simpler, with responsive service, access to a range of insurers and personal support when it matters.
Same Day QuotesDon't waste days waiting for an insurance quote. We aim to provide same-day quotes for eligible enquiries, helping you get on with business without unnecessary delays. | Competitive CoverWe approach suitable insurers and compare available options, helping you understand the cover, costs and key differences before making a decision. | Real Claims SupportWhen something goes wrong, you want someone in your corner. We assist with the claims process, communicate with insurers and help you understand the next steps. |
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TRADES & CONTRACTORS ACROSS A RANGE OF INDUSTRIES
Trades & Contractor Businesses We Can Help Insure
From residential maintenance and renovations to commercial building projects, every trade comes with different risks. At AMC Insurance Brokers, we help tradespeople and contractors explore insurance options suited to their work, equipment and business operations.
Electrical & Plumbing
| Building & Construction
| Painting & Finishing
| Landscaping & Maintenance
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