Insurance options for Australian property owners, landlords and investors. From residential rental properties to commercial buildings and investment portfolios, AMC Insurance Brokers helps you explore cover suited to your property and its risks.
INSURANCE FOR PROPERTY OWNERS
Owning an investment property comes with financial responsibilities and risks that extend beyond the building itself. From storm and fire damage to tenant-related incidents, liability claims and unexpected loss of rental income, an uninsured event can have a significant financial impact.
Whether you own a residential rental property, lease out a commercial building or manage multiple investment properties, your insurance requirements will depend on the property type, its occupancy, the way it is used and the risks associated with ownership.
Landlord insurance is an important consideration for residential property investors, while commercial property owners may require different insurance arrangements. Depending on the property and policy, cover may be available for building damage, landlord contents, certain tenant-related losses, legal liability and loss of rent following specified insured events.
At AMC Insurance Brokers, we help property owners and landlords understand their insurance options, consider relevant exposures and explore cover arrangements suited to their individual properties.
Your PropertyConsidering insurance options for buildings, fixtures, fittings and landlord-owned contents against specified events such as fire, storm and accidental damage, where covered. | Your Rental IncomeExploring cover for certain loss of rent following insured property damage, and selected tenant-related rental losses where available under an applicable landlord insurance policy. | Your Legal LiabilityConsidering liability insurance for certain claims involving third-party injury or property damage connected with your ownership of an insured property, subject to policy terms. |
COVERAGE DETAILS
The insurance available to property owners depends on whether the property is residential or commercial, how it is occupied, the risks insured and the terms of the relevant policy.
Building InsuranceCover for certain insured loss or damage to buildings and permanent fixtures caused by specified events such as fire, storm, impact and other insured perils. | Contents InsuranceCover may be available for landlord-owned contents, fixtures and furnishings at an insured rental property, subject to policy definitions, limits and exclusions. | Loss of RentSelected policies may cover certain rental income losses where insured property damage makes the premises untenantable. Separate tenant default benefits may be available under some landlord policies. | Tenant-Related DamageCertain landlord policies may provide cover for specified malicious or deliberate damage caused by tenants, subject to the policy wording, evidence requirements, excesses and limits. |
Property Owners LiabilityCover for certain legal liabilities involving third-party personal injury or property damage arising from ownership of the insured premises, subject to the policy's scope and exclusions. | Storm, Fire & Other Insured EventsCover for specified physical loss or damage resulting from insured events. Flood, accidental damage and other additional risks may be subject to separate definitions, conditions or optional cover. | Commercial Property InsuranceInsurance options for offices, retail buildings, industrial premises and other commercial properties, potentially including building, property owners liability and rental income cover. | Property Portfolio InsuranceDepending on insurer eligibility and property types, arrangements may be available to insure multiple investment properties, with terms and conditions applying to each location. |
Coverage descriptions are general information only. Not all covers are included in a single policy. Residential landlord and commercial property insurance may be issued under different products, with different eligibility requirements, limits, exclusions and claims conditions.
TARGET MARKET
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Whether you own a single residential rental, lease out a commercial building or manage a growing property portfolio, AMC Insurance Brokers can help you explore insurance options suited to your property, tenants and ownership arrangements.
OUR COMMITMENT TO YOU
Insurance shouldn't be complicated, time-consuming or leave you wondering whether you've made the right choice. At AMC Insurance Brokers, we make arranging and managing your insurance simpler, with responsive service, access to a range of insurers and personal support when it matters.
Same Day QuotesDon't waste days waiting for an insurance quote. We aim to provide same-day quotes for eligible enquiries, helping you get on with business without unnecessary delays. | Competitive CoverWe approach suitable insurers and compare available options, helping you understand the cover, costs and key differences before making a decision. | Real Claims SupportWhen something goes wrong, you want someone in your corner. We assist with the claims process, communicate with insurers and help you understand the next steps. |
A DEEP DIVE INTO PROPERTY TYPES
From residential rental properties and investment apartments to commercial buildings and industrial premises, different property types come with different insurance considerations. The building's location, construction, occupancy and tenancy arrangements can all influence the cover available.
Residential Investment Properties
| Commercial Properties
| Industrial Properties
| Strata & Multi-Property Investments
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